The Importance of Pre-Qualifying

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Even if you have not so much as narrowed down houses to visit yet, it is important to see your mortgage loan professional first. What for? When you do not know yet how much home you want to qualify for, what can we do for you?

Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly mortgage payments you can fit in your budget, and how much we of a loan you can qualify for. We can do this by analyzing your debts and income, your employment and housing situations, your available funds for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

We will give you a Pre-Qualification Letter if you qualify, which says that we are confident you will qualify for up to a specific amount of mortgage dollars.

Buying Clout

Several advantages open to you once you find your dream house, and have achieved pre-qualification power. First, it helps you know the amount that you're able to offer. Your pre-qualification can also make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They need not wonder if that they are wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to worry about. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in mortgage payments you can afford, and the size of loan you will qualify for. We accomplish this by reviewing your debts and income, your employment and residence situations, the funds available for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

While you are encouraged to try our mortgage calculators on this site, it's essential to sit down and talk with us. We can begin getting your pre-qualification letter. Next, we can study your loan options and be sure you have chosen the best one. Let us get you started: Call us at .

Have questions about pre-qualifying? Call us at . Wize Mortgage LLC answers pre-qualifying questions every day.