Why it's Important to Pre-Qualify

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It's important to visit with a mortgage professional first, even before you've determined the kind of home to look for. What for? How can we help you before you have negotiated a price, and don't yet know the amount you need to borrow?

We Will Help You Pre-Qualify

We can help you determine the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We achieve this by analyzing your debts and income, your work and housing circumstances, your funds available for a down payment, required reserves, and some other things. We require a minimum amount of paperwork, with a quick process.

We'll give you a Pre-Qualification Letter when you qualify, which says that we are confident you can qualify for up to a predetermined amount of mortgage loan dollars.

Pre-Qualification Power

Several beneifits open to you once you've found your dream house, and have achieved pre-qualification. First, it helps you know how much you're able to offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd come into their home with a bag of cash to make the offer! They will not need to worry that they're wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not cause them concern. You can have the influence of a buyer ready to make the deal right now!

We can help you pre-qualify

We will help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We can do this by reviewing your debts and income, your work and housing situations, your funds available for down payment, required reserves, and some other things. It's quick and to the point; and we take pride in keeping the paperwork light.

Face to Face

You can certainly use the mortgage calculators on this website to get an idea of how much mortgage you'll be able to afford - but it's also essential to meet with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your loan choices to make sure you are in the best one. Let us get you started: Contact us at .

Have questions about pre-qualifying? Call us at . We answer pre-qualification questions every day.